FinTech Application Opportunity: THF – The Human Factor

This application automates a substantial part of the Human Factor in the area of loan assessments for small and medium size companies. It provides an increase or decrease for the score provided from an available risk data base. Client benefits are lower cost loans and loans granted that would not be granted today.

Our Second Application: SMARTCORETM

This is the engine needed to make THF and many other applications work.


One company wants an exclusive partnership for a specific field within FinTech, starting with the following application: automation of risk assessment for loans by adding the human factor to their current tool. They are already considering additional applications.

In addition, several Big Data/Analytics companies and a bank want to differentiate themselves by adding SMARTCORE to their applications.